Property&Casualty segment

Property & Casualty segment

  • Slight decrease in premiums (-0.6% on equivalent terms) attributable to the Non-motor line.
  • Increasing operating result (+3.5% on equivalent terms) despite the impact of higher catastrophic claims.
  • Improving Group Net Cor (-0.2 pps), due to the current loss ratio trend.
  • Positive Operating return on investment increased at 4.37%.

Premiums development

Gross written premiums

Property&casualty written premiums amounted to € 20,940 million, evidencing a slight decrease (-0.6% on equivalent terms).

This trend reflects the decline in the Non-motor line (-1.2% on equivalent terms); the positive trend in the Personal line (+1.0% on equivalent terms) is in fact completely absorbed by the negative trend in the Commercial/Industrial and Accident/Health lines. With respect to December 31, 2012 the Motor line increased (+0.3% on equivalent terms), although different trends were experienced in the main countries where the Group operates.

Group written premiums by line of business

Assicurazioni Generali S.p.A. - C.F. e P.IVA 00079760328